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DISABILITY INSURANCE - BENEFIT HIGHLIGHTS
  • Collect up to 65% of you base salary in monthly benefits for any covered disability.

  • Access to increased monthly benefit limits designed for many Federal job classifications.

  • No medical underwriting and no health questions – Guaranteed Acceptance (benefits are subject to the policy's pre-existing condition limitation) - for any new Federal Employee enrolling within the first 45 days of their employment.

  • Monthly benefits from this Disability Income Insurance Plan are not taxable in most cases.

  • Continue collecting partial benefits if you accept rehabilitative employment while totally disabled.

  • Collect three months of continued benefits as you get back to work through the plan’s Re-Entry to Work Benefit.

  • Your loved ones will continue to receive benefits if you should die during any covered disability period.

  • For more extensive information about policy specifics, please visit the Plan Details page.